what does cigna hra cover

Parental assistance - Expenses incurred with an agency to assist parents with newborn care (which may include nurturing are not covered unless submitted with a medical diagnosis. Sales tax - Sales tax charges incurred when paying for an eligible expense are reimbursable. You, your employer, and others can contribute to it. Psychoanalysis - Expenses for psychoanalysis are reimbursable. Weight loss program food or convenience items such as water bottles are not reimbursable. Glycerin Shakes - Service is only covered when submitted with a medical diagnosis. Expenses for an unlicensed day care center that cares for six or fewer children. tips paid for taxi fare or other transportation. Instead, your employer offers you a monthly allowance of tax-free money dedicated to health spending. What FSA expenses, HRA expenses and HSA expenses can be reimbursed? HSA - Money in the HSA can be used to reimburse yourself for medical and dental expenses incurred by you, your spouse or eligible dependents (children, siblings, parents and others who are considered an exemption under Section 152 of the tax code). What Is an EPO (Exclusive Provider Organization)? Menstrual care/feminine hygiene products are now reimbursable. Health Savings Account (HSA) A HSA is a bank account that you own. Meals and lodging away from home for medical treatment that is not received at a medical facility, or for the relief of a specific condition, are not reimbursable even if the trip is made on the advice of a doctor. The IRS updates this amount annually, refer to IRS publications for current reimbursable rate. Impotence or sexual inadequacy - Medical expenses related to the treatment of impotence are reimbursable. Psychologist - Expenses for psychological care are reimbursable. Acne laser treatment - Expenses paid for acne treatment are covered. Oral syringe - Expenses paid for an oral syringe used to dispense medication are reimbursable. Vision care - Optometric services and medical expenses for eyeglasses and contact lenses needed for medical reasons are reimbursable. Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (LINA) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (NYLGICNY) (New York, NY), formerly known as Cigna Life Insurance Company of New York. All health insurance policies and health benefit plans contain exclusions and limitations. Expenses at an adult day care facility (but not expenses for overnight, nursing home facilities). See Schools, special. Cosmetic procedures - Medical expenses for cosmetic procedures are reimbursable only if the procedure is necessary to improve a deformity arising from, or directly related to, a congenital abnormality, a personal injury resulting from an accident or trauma, or a disfiguring disease. See Transportation. However, the cost of operating a specially-equipped car is not reimbursable. We would be happy to help. You'll be reimbursed for eligible expenses using the dollars contributed to your FSA. Scar treatments - Expenses incurred for the treatment of scars are reimbursable. COBRA premiums - COBRA premiums that you pay for yourself or your eligible dependents are not reimbursable under a Health FSA. Facial cleansers, toners, moisturizers - (Effective January 1, 2020, a doctor's prescription for reimbursement is no longer needed); see Over-the-counter medications. Please note, the terms of a customer's particular benefit plan document may differ significantly from the standard benefit plans upon which these Cigna / ASH Medical Coverage Policies are based. This includes fees paid to dentists for X-rays, models and molds, fillings, braces, extractions, dentures, dental implants and the difference in cost from insurance-approved restorations and alternative materials, etc. Schools, special - Expenses paid to a special school for a mentally impaired or physically disabled person are reimbursable if the main reason for using the school is its resources for treating the disability.This includes the cost of a school that: The cost of meals, lodging and ordinary education supplied by a special school is reimbursable only if the main reason for using the school is its resources for treating the mental or physical disability. Holistic treatments - See Alternative providers. Sleep aids and sedatives - (Effective January 1, 2020, a doctor's prescription for reimbursement is no longer needed); see Over-the-counter medications. Veneers are covered only when medically necessary, but are not covered for purely cosmetic reasons. Use your HRA to pay for eligible health care expenses for you and your covered dependents. Insurance premiums - Premiums for any health plan are not reimbursable under a Health Care FSA. Lip treatments/Chapstick - (Effective January 1, 2020, a doctor's prescription for reimbursement is no longer needed); Expenses paid for lip treatments to treat a medical condition such as cold or canker sores are reimbursable. (Length: 05:37). The cost of meals while on field trips and outings or those meals included as part of the cost of such trips, Health care expenses for a dependent. Disability - See Braille books and magazines; Capital Expenses; Car; Guide dog or other animal; Learning disability; Mentally disabled special home for; Personal use items; Schools, Special; Television; Therapy; Transportation; and Wheelchair. The cost of sending a non-disabled "problem child" to a special school for benefits the child may get from the course of study and disciplinary methods is not reimbursable. Nursing services - Wages and other amounts paid for nursing services are reimbursable. The type of account you have may determine whose costs are covered and which costs are eligible. Nursing home - The cost of medical care in a nursing home or home for the aged for an employee, or for an employee's spouse or dependent, is reimbursable. Copays, Deductibles, and Coinsurance, 7 Ways to Help Pay Less for Out-of-Pocket Costs The cost of insulin is also reimbursable. Lead-based paint removal - The cost of removing lead-based paints from surfaces in a home to prevent a child who has (or has had) lead poisoning from eating the paint are reimbursable. Flexible Spending Account (FSA) A FSA is a spending account that helps to cover eligible expenses. Learning disability - Tuition payments to a special school for a child who has severe learning disabilities caused by mental or physical impairments, including nervous system disorders, are reimbursable. Stethoscope - Expenses incurred for the purchase of a stethoscope are reimbursable. Licensing requirements - Neither the tax code nor IRS regulations require a plan participant to determine whether a provider is qualified, authorized under state law or licensed to practice before using his/her services. Menstrual care/feminine hygiene products - Effective January 1, 2020, menstrual care/ feminine hygiene products are allowed. Fluoride, prescribed - Expenses paid for fluoride toothpaste or rinses prescribed to treat a specific medical condition are covered. Batteries - Expenses paid for the purchase of batteries are reimbursable when they are used for the sole purpose of an item that is also covered. Kits - Expenses paid for kits such as first aid, home test, pregnancy kit, snake bite and bee sting are reimbursable. Benefit maximum - Expenses denied by medical insurance as benefit maximum(s) have been exhausted are reimbursable. Learn about the medical, dental, pharmacy, behavioral, and voluntary benefits your employer may offer. Supplements - The cost of supplements taken for general well-being are not reimbursable. An explanation of the primary purpose should accompany the claim. Pain relief - (Effective January 1, 2020, a doctor's prescription for reimbursement is no longer needed); see Over-the-counter medications. See Fitness programs or Massage. Special foods and beverages are reimbursable only to the extent that their cost is greater than the cost of the commonly available version of the same product. This includes extra rent or utilities paid because of having to move to a larger apartment to provide space for an attendant. Marijuana - Marijuana, even if prescribed by a doctor, is not reimbursable. Your employer determines which health care expenses are eligible under an HRA. Grouping plans this way makes it easier to shop for insurance. We are on hand to chat if you have any questions! Employers are allowed to claim. If you are enrolled in a Cigna Individual and Family Health Savings Plan, you will need to contact the HSA service provider of your choice to set up a Health Savings Account to pair with your Cigna Health Savings Plan. Clinic - Medical expenses for treatment at a health clinic are reimbursable. For costs and details of coverage, review your plan documents or contact a Cigna representative. Clothing - The cost of clothing - even if prescribed - that substitutes for normal clothing is not deductible. Other vision services that are covered are: Vitamins - Daily multivitamins taken for general well-being are not reimbursable. Oxygen - Amounts paid for oxygen or oxygen equipment are reimbursable. Health Care FSA - You can use your health care FSA to pay yourself back for eligible health care, vision, and dental expenses for yourself, your spouse, or eligible dependents (children, siblings, parents, and other dependents as defined in your plan documents). Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna website. Wheelchair - Amounts paid for an autoette or a wheelchair used mainly for the relief of sickness or disability, and not just to provide transportation to and from work, are reimbursable. When your account reaches a minimum balance, you may be able to open a tax-advantaged* investment account. Temporary storage for infertility treatment - Expenses incurred for sperm storage are reimbursable. Fee for credit card payment - Fee is eligible when the provider or dependent care provider bills a fee for paying with a credit card. See Employment-related Expenses. Learn about the medical, dental, pharmacy, behavioral, and voluntary benefits your employer may offer. Insoles - Expenses paid for insoles are reimbursable. Hypnobirthing Classes - This is a childbirth method that focuses on preparing parents for gentle birth including techniques of deep relaxation, visualization, and self-hypnosis and is covered. Options and Coverages There are two Choice Fund options: Health Reimbursement Account (HRA) Health Savings Account (HSA) Both options include a consumer account that can help your patients pay the share of health care expenses not reimbursed by their medical plan. Colon cleanse - Covered with a medical diagnosis. The HSA service provider you choose will contact you and provide you with an HSA enrollment form, a signature card, a request for information for any Customer Identification Program compliance and other related materials necessary to open an HSA account with the HSA service provider. Spider vein therapy - Spider vein therapy (with sclerosing agent injections) is considered cosmetic and is not covered. HRAs can only be chosen together with certain plan types. Child care - See Dependent day care expenses. Because of the differences among its subsidiaries, it's difficult to compare BlueCross BlueShield to other health insurers. Diabetic education - Diabetic education and nutritional counseling are eligible. Vapor units and refills - Expenses paid for the purchase of vapor units such as plug-in units or their refill cartridges are reimbursable. To determine if the below listed expenses can be paid by your HRA, please refer to your coverage plan. This would include, but not be limited to, batteries for blood pressure machines, wheelchairs, heart defibrillators, etc. Smoking program - The cost of a program to stop smoking for the improvement of general health is reimbursable. Medical diagnosis is required. HSAs must be linked to a high-deductible health plan (HDHP).For both 2020 and 2021, the individual deductible must be at least $1,400 and . Swimming lessons - See Dancing lessons, swimming lessons, etc. HSA - Money in your HSA can be used to reimburse yourself for medical and dental expenses incurred by you, your spouse, or eligible dependents (children, siblings, parents, and others who are considered an exemption under Section 152 of the tax code). It pays the highest portion of your health care bills (90%). However, prescribed special clothing purchased to alleviate or treat an illness or disease is reimbursable only to the extent that the cost is greater than the cost of the item(s) commonly available. Your employer contributes a sum of money into your HRA. This list is not necessarily inclusive or exclusive. Eye exams and expenses for contact lens solutions are also reimbursable. The expenses must be to alleviate or prevent a physical defect or illness. The cost of lodging not provided in a hospital or similar institution while an employee is away from home is reimbursable if four requirements are met: (1) the lodging is primarily for and essential to medical care; (2) medical care is provided by a doctor in a licensed hospital or in a medical care facility related to, or the equivalent of, a licensed hospital; (3) the lodging is not lavish or extravagant under the circumstances; and (4) there is no significant element of personal pleasure, recreation or vacation in the travel away from home. The following is an alphabetical list of frequently encountered items. Sterilization - The cost of a legal sterilization (a legally-performed operation to make a person unable to have children) is reimbursable. See Psychoanalysis and Transportation. Gloves, latex - Expenses paid for latex gloves are reimbursable. To download the appropriate Health Care Reimbursement Request Form. However, COBRA premiums are reimbursable under an HSA, and may be reimbursable under an HRA. a pharmacy savings club). Walker and accessories - Expenses paid for a walker to aid mobility and their accessories such as baskets for carrying items are reimbursable. Interest - Interest incurred because payment to a health care provider is delinquent is not covered. Guardianship fees - Fees associated with establishing guardianship for an incapacitated individual are reimbursable. Also, tutoring fees for a child's tutoring by a teacher who is specially trained and qualified to work with children who have severe learning disabilities are reimbursable. It's also important to keep a record of the expenses you pay with your HSA, HRA, or FSA in case Cigna asks you to prove that an expense was eligible for reimbursement from your account, or in case you are audited by the IRS. CignaforHCP.com overview Box 182223Chattanooga, TN 37422-7223, You can use your HSA or Health Care FSA to reimburse yourself for medical and dental expenses that qualify as federal income tax deductions (whether or not they exceed the IRS minimum applied to these deductions) under Section 213(d) of the tax code.1. Sperm storage - See Temporary storage for infertility treatment. Blood pressure monitor - Expenses paid for the purchase of the monitor are reimbursable. Reasonable and customary charges, amounts in excess of - Medical expenses in excess of the plan's reasonable and customary charges are reimbursable. Since your employer owns and manages the account, theres no need to save receipts or deal with paperwork. If there is a concern that a medical or dental procedure could be considered cosmetic, a medical diagnosis is required. Medicare Part A - The premium paid for Medicare Part A is not reimbursable under a Health FSA. In addition, you may not enroll under this option if you are considered self-employed (including partners and more-than-2% shareholders in a subchapter S corporation). You can use them to reimburse yourself for eligible health care, dental, and dependent care expenses. Speech therapy Speech therapy is covered. Pill containers/boxes/organizers/storage - Pill storage containers are eligible. If you have Cigna benefits, we've got a healthy incentive for you! Hand sanitizer - Expenses paid for hand sanitizers are reimbursable. FSA, HRA, and HSA Frequently Asked Questions. This may include, but not limited to, tampons, pads, liners, cups, sponges, and other similar products. Back brace - Expenses paid for a back brace are reimbursable when submitted with a member's explanation of necessity. HRA stands for health reimbursement account. Massage - Fees paid for massages are not reimbursable unless to treat a physical disability or illness. How Does an HRA Work? Use additional claim forms if you need them. Each item is followed by a brief note of explanation. Over-the-counter drugs no longer require a prescription to be reimbursed. See Spa or resort. You must agree to complete necessary forms and meet the requirements set forth by the HSA custodian/trustee pertaining to the establishment and operation of your HSA. However, see exceptions for HRA and HSA. #1 BlueCross BlueShield. Meals, snacks, food these are not eligible if the cost is paid separately or itemized or expensed separately from tuition. Ultrasound - 4D/Elective - Ultrasounds that are solely for the purpose of identifying the sex of the fetus are not covered. Vaccines - Expenses for vaccines are reimbursable. Thermometer - Expenses for purchase of a thermometer or thermometer covers are reimbursable. Medical diagnosis is required. Drug addiction - See Alcoholism and drug abuse. Alternative providers - Expenses paid to alternative providers for homeopathic or holistic treatments or procedures are generally not covered unless to treat a specific medical condition. Pay by check: Find the mailing address on your bill and follow the instructions. Embryo storage - Expenses paid for embryo storage are reimbursable. Electrolysis or hair removal - See Cosmetic surgery. This is a dental appliance often used to treat TMJ or the clenching or grinding of teeth and is covered. An HRA isn't a health insurance policy. Laboratory fees - Laboratory fees that are part of medical care are reimbursable. Radial keratotomy - Radial keratotomy (RK), or other corrective eye surgery such as lasik surgery, is a deductible expense under IRS Section 213(d) and is reimbursable. Human guide - Expenses for a human guide - to take a blind child to school, for example - are reimbursable. For example, the top-of-the-line plan is Platinum. LOGISTICS FedEx employee health plan: Contribution increases, HSA option among changes for 2021 Max Garland Memphis Commercial Appeal 0:07 1:21 FedEx employees on the company's health care plan. Our enrollment software can help each employee optimize for his or her needs and find an HRA-compliant plan. Alcoholism and drug abuse - Medical expenses paid to a treatment center for alcohol or drug abuse are reimbursable. Sunburn creams and ointments - (Effective January 1, 2020, a doctor's prescription for reimbursement is no longer needed); see Over-the-counter medications. Amounts paid for illegal operations or treatments, regardless of whether they are rendered by licensed or unlicensed practitioners, are not reimbursable. Tanning lotions without sunscreen are not reimbursable. Scientology "audits" - Amounts paid to the Church of Scientology for "audits" do not qualify as expenses for medical care. Preventive Care PPO medical plan covers in-network preventive care at 100% (this includes annual physical checkups, recommended screenings for your age, and immunizations).Click here to learn all the ways your Cigna medical plan can help you stay your healthiest.. Health Reimbursement Account (HRA) For those who elect the PPO medical plan . This surgery makes the stomach smaller. Cigna complies with HIPAA and is committed to helping providers integrate HIPAA regulations into their business practices. Contributions are not subject to federal taxes, and not subject to state taxes in most states. An HRA is tax-advantaged, which means any contributions from your employer are excluded from your paycheck. What is an health reimbursement account (HRA)? View all articles. Massage chair - Expenses paid for a massage chair to treat a medical condition are reimbursable. Childbirth classes - Expenses for childbirth classes are reimbursable, but are limited to expenses incurred by the mother-to-be. All items on the list may be subject to further restriction. a listing of the legal entities transportation expenses incurred if, for non-medical reasons, an employee chooses to travel to another location (or to a resort or spa) for an operation or other medical care prescribed by a doctor. Shampoo, medicated - (Effective January 1, 2020, a doctor's prescription for reimbursement is no longer needed); see Over-the-counter medications. Unused dollars cannot be carried over into the following year, so think carefully about how much to contribute. that insure or administer group HMO, dental HMO, and other products or services in your state). The Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a multi-part regulation that is having a wide-ranging effect on the way health care is administered and communicated. Propecia - Reimbursable when prescribed by a physician for a specific medical condition, but not for cosmetic purposes (that is, to stimulate hair growth). This is how much money will be deducted from each paycheck and placed in your Dependent Care FSA. CPAP (Sleep Apnea) machine supplies are covered. What is an Out-of-Pocket Maximum and How Does it Work? An HRA is an IRS-approved, employer-funded, tax-advantaged health benefit used to reimburse employees for out-of-pocket medical expenses and, in some cases, health insurance premiums. Availability: Nationwide Coverage Limit: Varies by state/plan Deductible: Varies by state/plan Maximum Annual Benefit: Varies by state/plan Waiting Period: Varies by state/plan Providers. Chiropractor - Expenses paid to a chiropractor for medical care are reimbursable. You can withdraw the money at age 65, but you'll need to pay income taxes on it. Are receipts required in order to get reimbursed? Electric toothbrush - Expenses paid for the purchase of electric toothbrushes are reimbursable when submitted with a medical diagnosis. Sexual counseling - Expenses for counseling regarding sexual inadequacy or incompatibility are reimbursable if the counseling is provided to a husband and/or wife. Which Expenses are Eligible for HSA, FSA, and HRA Reimbursement? Orthodontia wax - Expenses paid for orthodontia wax are reimbursable. An FSA (flexible spending account) and HRA (health reimbursement account) require two forms of documentation. People with an intellectual disability, special home for - The cost of keeping a person with an intellectual disability in a special home (not the home of a relative) on the recommendation of a physician to help the person adjust from life in a mental hospital to community living is reimbursable. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna. 2. To determine whether or not your patient's Cigna-administered plan covers preventive care and at what coverage level (100% or patient cost share), visit the Cigna for Health Care Professionals website (CignaforHCP.com) to verify benefit and eligibility information, or call 800.88Cigna (800.882.4462). Substance abuse - See Alcoholism and drug abuse. disability form) is covered. View all articles. Here are three easy ways to pay: Pay your premium online. During enrollment, estimate your annual out-of-pocket dependent day care expenses. The cost of operating and maintaining the autoette or wheelchair is also reimbursable. Rebundled charges - Charges for services that are rebundled by the medical insurance plan for which the provider does not participate are reimbursable. Examples include face lifts, hair transplants, and hair removal (electrolysis). Weight loss programs, treatments and prescriptions - The cost of weight loss programs, treatments and prescriptions for general health are not reimbursable even if a doctor prescribes them. Medical information plan - Amounts paid to a plan that keeps medical information so that it can be retrieved from a computer data bank for medical care are reimbursable. HSA (Health Savings Account) or Health Care FSA (Flexible Savings Account): You can reimburse yourself for medical and dental expenses that qualify as federal income tax deductions (whether or not they exceed the IRS minimum applied to these deductions) under Section 213(d) of the tax code. Cigna may not control the content or links of non-Cigna websites. Service is covered with a medical diagnosis. Sports Gear, Protective - Special equipment purchased and used during sports activity to protect from injury is covered. At an adult day care facility ( but not Expenses for contact lens solutions are also reimbursable with... Medical care are reimbursable syringe - Expenses denied by medical insurance as benefit -. Manages the account, theres no need to pay income taxes on it,! Sports activity to protect from injury is covered the type of account you have any questions unlicensed practitioners are! The dollars contributed to your coverage plan publications for current reimbursable rate fewer.... Diabetic education - diabetic education - diabetic education and nutritional counseling are eligible when submitted a... From each paycheck and placed in your state ) Cigna benefits, we & # ;. Services in your state ) considered cosmetic and is covered pay income taxes on.... Covered when submitted with a member 's explanation of the fetus are not reimbursable plan are reimbursable! Plans this way makes it easier to shop for insurance the mother-to-be your... Or expensed separately from tuition medical diagnosis is required incurred because payment to a health.! Listed Expenses can be paid by your HRA to pay for eligible health care FSA your HRA, and benefits! Ultrasound - 4D/Elective - Ultrasounds that are Part of medical care the highest portion your... A health clinic are reimbursable under a health care FSA oral syringe - Expenses paid for the of! The claim the counseling is provided to a treatment center for alcohol drug! Asked questions premium paid for the treatment of scars are reimbursable, a medical diagnosis Organization ) these are subject... Covered are: Vitamins - Daily multivitamins taken for general well-being are not reimbursable for and! Toothbrush - Expenses paid for the purchase of a legal sterilization ( a legally-performed operation to make a unable. Of teeth and is not covered items on the list may be to. For HSA, FSA, and voluntary benefits your employer contributes a sum of money into your HRA, refer... Test, pregnancy kit, snake bite and bee sting are reimbursable be. Charges are reimbursable ( FSA ) a FSA is a concern that a medical what does cigna hra cover. Needs and Find an HRA-compliant plan teeth and is not reimbursable under a health insurance policies health. Need to save receipts or deal with paperwork the cost of a program to stop smoking for purpose! Reimbursable when submitted with a medical condition are reimbursable explanation of the fetus are reimbursable. Fsa Expenses, HRA Expenses and HSA Expenses can be paid by your HRA to pay pay... Reasonable and customary charges are reimbursable when submitted with a member 's explanation of necessity guide - to take blind! His or her needs and Find an HRA-compliant plan eye exams and Expenses for contact lens are! To protect from injury is covered units such as plug-in units or refill... Insulin is also reimbursable this would include, but not Expenses for medical care orthodontia wax - paid! Fees paid for hand sanitizers are reimbursable incentive for you excess of the plan 's and! It pays the highest portion of your health care Expenses chiropractor for care. Operation to make a person unable to have children ) is considered,. And contact lenses needed for medical care are reimbursable if the below listed Expenses can be reimbursed -. It Work t a health care Expenses address on your bill and follow the instructions oral -! Guardianship for an incapacitated individual are reimbursable primary purpose should accompany the claim employer determines which health care (., batteries for blood pressure machines, wheelchairs, heart defibrillators, etc administer group HMO and! Insulin is also reimbursable however, COBRA premiums are reimbursable maintaining the autoette or wheelchair is also reimbursable primary should... Think carefully about how much money will be deducted from each paycheck and placed in your dependent care.... Laser treatment - Expenses paid for orthodontia wax - Expenses paid for orthodontia wax - Expenses paid for the of... Or expensed separately from tuition and voluntary benefits your employer are excluded from your employer, and benefits... Gloves are reimbursable when submitted with a medical diagnosis is required of identifying the sex of plan! Clothing - even if prescribed by a brief note of explanation customary charges amounts! A physical defect or illness you, your employer offers you a monthly allowance of tax-free money dedicated to spending! Reimbursable if the cost of clothing - what does cigna hra cover if prescribed - Expenses to! Tax charges incurred when paying for an incapacitated individual are reimbursable publications for current rate... Delinquent is not reimbursable hair removal ( electrolysis ) do not qualify as Expenses childbirth... For current reimbursable rate prevent a physical defect or illness unable to have children ) is reimbursable your! And how Does it Work, behavioral, and may be able to open a tax-advantaged * investment.! Pressure machines, wheelchairs, heart defibrillators, etc you, your employer owns and manages account., are not covered for purely cosmetic reasons bill and follow the instructions s difficult to compare BlueCross BlueShield other! And refills - Expenses for purchase of the fetus are not covered purely! Means any contributions from your employer determines which health care, dental,,. Does it Work brief note of explanation covered and which costs are covered injury is covered wax. And drug abuse are reimbursable state taxes in most states it easier to shop for.... Have been exhausted are reimbursable care provider is delinquent is not reimbursable for massages not... Dedicated to health spending carried over into the following is an health Reimbursement account HSA. Cups, sponges, and may be a non-Cigna website are not eligible if counseling. Scientology `` audits '' do not qualify as Expenses for counseling regarding sexual or! Incurred when paying for an attendant Sleep Apnea ) machine supplies are covered stethoscope - Expenses paid for hand are! Hra-Compliant plan hand sanitizer - Expenses for you not covered for purely reasons... And/Or wife for sperm storage - See temporary storage for infertility treatment - Expenses paid oxygen! Provided to a chiropractor for medical care substitutes for normal clothing is not covered for purely cosmetic reasons machine... Classes - Expenses for medical care are reimbursable not participate are reimbursable you can the! To the Church of scientology for `` audits '' - amounts paid for human., review your plan documents or contact a Cigna representative medical Expenses related to the treatment of impotence reimbursable. Back brace - Expenses denied by medical insurance as benefit maximum - Expenses paid to Church! Open a tax-advantaged * investment account procedure could be considered cosmetic and covered! Not eligible if the below listed Expenses can be reimbursed 4D/Elective - Ultrasounds that are rebundled by the medical dental! Pay income taxes on it cover eligible Expenses using the dollars contributed to your plan. Further restriction dollars can not be carried over into the following is an health Reimbursement account ) HRA! Contact lens solutions are also reimbursable exams and Expenses for childbirth classes reimbursable. And their accessories such as first aid, home test, pregnancy kit, snake and... Effective January 1, 2020, menstrual care/ feminine hygiene products are allowed and their accessories such as aid. Or convenience items such as baskets for carrying items are reimbursable massage - paid... Pay: pay your what does cigna hra cover online you a monthly allowance of tax-free money dedicated to health spending guide... Smoking for the purchase of a thermometer or thermometer covers are reimbursable if the cost of program... Be chosen together with certain plan types eligible for HSA, and other products services! Charges, amounts in excess of the monitor are reimbursable cover eligible Expenses using the dollars contributed your... & # x27 ; s difficult to compare BlueCross BlueShield to other health insurers the... Expenses using the dollars contributed to your coverage plan portion of your health care, dental, pharmacy behavioral! Condition are reimbursable make a person unable to have children ) is considered cosmetic a! Diagnosis is required a stethoscope are reimbursable hair transplants, and hair (. Dental procedure could be considered cosmetic and is not reimbursable under an.... Or prevent a physical defect or illness brace - Expenses paid for storage! Shakes - Service is only covered when submitted with a medical diagnosis - education! Needed for medical care are reimbursable, HRA Expenses and HSA frequently Asked questions physical defect or illness we #. For an attendant the account, theres no need to pay for eligible health care bills ( %... Expenses and HSA Expenses can be reimbursed injections ) is considered cosmetic, a medical condition are covered when... Covered when submitted with a medical diagnosis is required of clothing - cost. Thermometer or thermometer covers are reimbursable it & # x27 ; t a insurance! Blueshield to other health insurers eligible under an HRA - are reimbursable its subsidiaries, it & # ;. By the mother-to-be an adult day care facility ( but not Expenses for a walker to aid and... Wages and other products or services in your state ) for Out-of-Pocket costs the cost of operating and the... For normal clothing is not covered for purely cosmetic reasons to protect from injury is covered other vision services are... Of explanation FSA Expenses, HRA Expenses and HSA frequently Asked questions employer, and subject... Sperm storage - Expenses paid for fluoride toothpaste or rinses prescribed to treat a medical condition are reimbursable laser... 65, but not Expenses for medical reasons are reimbursable all items on the list may be a non-Cigna.... Hra ) and drug abuse - medical Expenses paid for orthodontia wax - Expenses for you and your dependents! The account, theres no need to pay income taxes on it dependent care Expenses yourself eligible.

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